FundEx Loans LLC
Professional Services

People are the cost. Cash flow is the constraint.

Little to pledge as collateral and payroll that runs whether the client has paid or not. Lenders who only underwrite hard assets tend to misread professional firms entirely.

Accounting, consulting, IT services, law, engineering

  • No impact on your credit score.
  • No application fee.
  • Two minutes.

What we're usually asked to fund

The three that come up most often in professional services.

  • Hiring ahead of a signed engagement
  • Carrying receivables on client payment terms
  • Partner buy-in, buy-out or book acquisition

Products that tend to fit

Which one applies depends on your numbers, and the lender decides. This is where we usually start.

Unbilled work-in-progress financing

Covers ongoing labor and project expenses during long engagements so payroll doesn't wait on billing milestones

Business line of credit

Sits behind payroll and draws down only when needed

Invoice factoring

Suits firms billing corporate clients on long terms

SBA 7(a)

Acquisition and partner buy-in over a longer term

Check what your business qualifies for

Four questions about the business, then an instant estimate of what you could qualify for. We work with 400+ screened lenders, including SBA lending partners.

  • No impact on your credit score.
  • No application fee.
  • Two minutes.

Straight answers, before you ask

This industry has a reputation — and earned it. Here's exactly who we are and how this works.

Who we are

A broker. We find established and regulated lenders who want to work with businesses like yours. We're not a lender and we don't make credit decisions.

Who lends

Regulated lending partners. They underwrite, they set rates and terms, and they issue every disclosure the law requires.

What you pay

No application fee. If you choose to work with one of the lenders, they disclose their own terms and fees in the loan breakdown.

Your credit score

Not affected.

What we will not do

Sell your information to a bunch of brokers. Call you from six different numbers. Quote terms our lenders can't stand by.

See who will fund you

Two minutes. No impact on your credit score. No application fee.